The SPARK Institute is the leading voice in Washington for the retirement plan services industry. The Institute has become a key industry resource in Washington since 1987 by developing and promoting practical and balanced solutions on critical issues that impact plan sponsors, participants, and service providers. Our broad-based membership allows us to focus our positions and solutions on what is best for the retirement plan industry as a whole rather than what may provide an advantage for one segment of the industry over another. Our membership is comprised of senior executives and expert practitioners from the banking, insurance, mutual fund, investment advisor, third party administration and benefit consulting industries. Collectively, our members serve over 95% of the more than 82 million U.S. defined contribution participants.